Health Savings Account Enrollment Reaches 15.5 Million
For Immediate Release
June 26, 2013
HSA enrollment growth since 2006
Washington, D.C. – Nearly 15.5 million Americans are covered by
Health Savings Account (HSA)-eligible insurance plans, an increase of nearly 15
percent since last year, according to a new census released today by America’s
Health Insurance Plans (AHIP). The census also found that the greatest
enrollment increases were in the large group market, which represents nearly 70
percent of all enrollment in health savings account/high-deductible health
plans (HSA/HDHPs) in 2013.
HSA plans were authorized by Congress
starting in January 2004. Since then, AHIP has conducted an annual census
of the number of people covered by HSA/HDHPs. This year’s census shows that
enrollment in HSA plans has more than tripled over the last six years, from 4.5
million enrollees in January 2007 to 15.5 million in January 2013.
"HSA plans have given individuals and
employers a valuable coverage option," said Karen Ignagni, AHIP President
and CEO. "HSA plans encourage individuals to take an active role in their
health care decisions while stretching their health care dollars."
Key findings from the census include:
- The number of individuals with
HSA coverage rose to nearly 15.5 million in January 2013, up from 13.5 in
January 2012. Enrollment has continued to increase each year of the census
with 11.4 million enrolled in coverage in January 2011, 10.0 million in
January 2010, 8.0 million in January 2009, and 6.1 million in January
- Between January 2012 and
January 2013, the most significant enrollment gains occurred in the large
group market. The number of HSA/HDHP covered lives enrolled in large group
plans increased from 7.9 million in January 2012 to 9.6 million in January
- Forty-nine (49) percent of all
HSA/HDHP enrollees in the individual market (including dependents covered
under family plans) were age 40 or over; 51 percent were under age 40.
- States with the highest levels
of HSA/HDHP enrollment were Illinois (903,000 enrollees), Texas (889,364
enrollees), California (808,019 enrollees), Ohio (686,616 enrollees), and
Michigan (577,208 enrollees).
Consumer Decision-Support Tools for
The census also found that the vast majority
of individuals enrolled in a HSA plan have access to a variety of tools and
resources, including information for selecting appropriate providers and hospitals,
to help make more informed health care decisions for themselves and their
To learn more about the value of HSA plans,
visit the Health Savings Alliance at http://www.hsaalliance.org.
To view the full report, click here.
To view slides of the report's findings,
Providing Health Benefits for Over 200 Million Americans.