Reports/Research/White Papers

Coverage_Blog
TFA

Comprehensive Assessment of ACA Factors That Will Affect Individual Market Premiums in 2014

A new report from Milliman, Inc. helps explain how the Affordable Care Act’s (ACA) coverage expansion, new benefits, and market reforms will impact individual market health insurance premiums in 2014. The report highlights how some provisions will increase premiums while others will make health care coverage more affordable for consumers. The focus of this report is to highlight the broad range of changes happening in the marketplace and the wide variation in impact that is likely to occur.

Reports/Research/White Papers | Issue: Affordable Care Act, Age Rating, Essential Benefits, Health Care Costs, Health Insurance Tax | Strategic Communications | 04/25/2013

Impact of Market Reforms on Affordability - [PDF]

This presentation from Oliver Wyman examines the impact of ACA market reforms on affordability.

Reports/Research/White Papers | Issue: Affordable Care Act, Age Rating | 03/13/2013

Age Band Compression Under Health Care Reform

An article from actuaries at Oliver Wyman published in Contingencies highlights the impact of the Affordable Care Act’s (ACA) age rating restrictions on premiums.

Reports/Research/White Papers | Issue: Affordable Care Act, Age Rating | 01/07/2013

Impact of Changing Age Rating Bands in “America’s Healthy Future Act of 2009” - [PDF]

Oliver Wyman has developed an actuarial model to study the impact of different reform proposals on the individual and small employer health insurance market.  According to this model, if the age band is compressed to 3:1, premiums for the youngest-healthiest third of individuals would be 35% higher in Year 1 compared to reform with 5:1 rating bands.

Reports/Research/White Papers | Issue: Affordable Care Act, Age Rating | 09/28/2009