2016 Survey Of Health Savings Account – High Deductible Health Plans

by AHIP

February 16, 2017

Key Takeaway

hsa_report_artboard-01As of January 2016, 59 plans reported nearly 20.2 million HSA/HDHP enrollees, up from 19.7 million in 2015. Plans participating in both the 2015 and 2016 surveys saw a net increase of 648,000 enrollees (3.4 percent).

hsa_report_artboard-02Preferred Provider Organizations (PPOs) were the most popular HSA/HDHP product type, accounting for 66 percent of enrollment. Similar to 2015, large group plans accounted for over three-fourths of all enrollment.

hsa_report_artboard-04Many companies reported offering online access to HSA account information and consumer decision-support tools, such as health education, treatment cost information, physician-specific information, and personal health records.

Summary

An annual survey conducted by America’s Health Insurance Plans (AHIP) of U.S. health insurance companies offering health savings account/high-deductible health plans (HSA/ HDHPs), shows that enrollment in HSA/HDHPs totaled approximately 20.2 million, as of January 2016. By contrast, enrollment was 19.7 million in 2015. Of those plans participating in both the 2015 and 2016 surveys, total enrollment grew by 3.4 percent. Enrollment numbers stratified by by product type and by market type remained in-line with previous years. Overall, results from this year’s study underscore the continued growth in the HSA/HDHP market.